Financial Aid and Scholarships

Financial Aid Office LSB 1st Floor, (808) 675-3316

The Financial Aid Office provides the following services:
  1. Federal Financial Aid (Pell Grants, Teach Grant, Stafford Loans, PLUS loans)
  2. Scholarships and Awards
  3. International Work Opportunity Returnability Kuleana Program (IWORK)
  4. Hukilau Program
  5. Financial Aid Counseling
  6. BYU-Hawaii Deferred Payment Plan
  7. BYU–Hawaii Book Loans

A list of financial resources available to BYU–Hawaii students is available at

Over the past decade the cost of obtaining an excellent university education has increased considerably. As a result, many students and their families have found it difficult to obtain the funds to pursue an education. The university is sensitive to this situation and to those students who are hard-pressed to finance their studies.  We strive to assist those who need additional resources to further their studies find alternatives where possible.

Financial aid available at BYU–Hawaii comes from various federal, state, and university programs in the form of loans, scholarships, and grants. The Financial Aid Office staff coordinates these financial aid programs and assists students in identifying financial resources for which they might qualify. Because financial need usually exceeds the amount of financial aid available through university and federal programs, the distribution of financial aid at BYU–Hawaii is generally based on a combination of the student's unmet need, academic performance, and other pertinent factors.

The process of determining a student's eligibility for financial aid is called need analysis. During the need analysis process, income and asset information from both the student and parents is examined to determine the family's ability to contribute toward educational costs. This figure, called the expected family contribution (EFC), is subtracted from the cost of attendance, to determine the unmet financial need.

For U.S. citizens and Legal Permanent Residents, BYU–Hawaii uses the standard government need analysis form called the Free Application for Federal Student Aid (FAFSA), in determining how much the student and family is able to contribute toward the cost of the student's education. For International students, BYU—Hawaii uses the International Student Aid Application (ISAA).

All students applying for financial aid must complete the FAFSA or ISAA. For students who are selected for verification, this includes completing and submitting verification documents.

Even though a standard formula is used to analyze a student's financial situation, the staff of the Financial Aid Office carefully considers the individual circumstances of each student applying for aid.

Applying for financial aid is complicated and time consuming. Considerable delays and frustrations can arise from filling out forms incorrectly or failing to submit the proper documents in a timely manner. Students and their parents are encouraged to read instructions carefully and to complete all forms and documents correctly.

Eligible financial aid recipients, who meet the March 31st/Oct 1st scholarship application deadlines and/or the April 30th priority processing dates for federal aid, should expect to receive an award letter during May/June that contains a list of all financial aid that is being offered.

Click to learn more about these programs or email

Federal Financial Aid

Federal Programs, BYU–Hawaii Financial Aid, (808) 675-3316

Federal aid available at BYU-Hawaii includes Pell Grants, Teach Grants, Stafford Loans, and PLUS loans). U.S. citizens, permanent residents, and eligible non-citizens may qualify for Federal Student Aid. The Financial Aid website listed above has links to the Free Application for Federal Student Aid (FAFSA), as well as a handy step-by-step "Application Process " webpage to help students apply for federal aid. Printed versions of the FAFSA on the Web Worksheet are also available at the Financial Aid office.

To insure the availability of Federal funds to pay tuition and housing charged by the deadlines, it is recommended that the FAFSA should be submitted annually to the government by March 15th. Other required documents such as verification documents should be received by the BYU–Hawaii Financial Aid office by April 30th in order to meet priority processing dates.

Federal student aid recipients are required to maintain satisfactory academic progress (SAP) as outlined on the Financial Aid Office website at Recipients must also comply with specific regulations governing each program as outlined by the federal government.

Students who have received federal aid who withdraw from school should contact the Financial Aid Office. When a student withdraws mid-semester, calculations must be made to determine how much of the Federal Aid a student may keep or must return.

Program details, regulations, forms, advisement, and refund requirements for each of the federal student aid programs are available at the BYU–Hawaii Financial Aid Office and on the Financial Aid website.

Students may use funds listed on their award notice only for educational-related expenses incurred at BYU-Hawaii for the respective academic year.

Scholarships and Awards

Scholarship and Awards, BYU–Hawaii Financial Aid, (808) 675-3316.

Scholarships and awards are processed and administered by the Scholarships and Awards Board (SAB) in conjunction with the BYU-Hawaii Financial Aid Office. Scholarships and awards fall into three broad categories: 1) BYU–Hawaii Department awards, 2) institutional recruitment-based awards, and 3) donor-based restricted awards.

Scholarships and awards are valid only for the period for which they are awarded and are subject to the availability of funds. Scholarship and award funds are not available to students until they are admitted and registered at the university, and may not be transferred to other institutions. BYU-Hawaii institutional scholarships, grants, tuition waivers, tuition discounts, and loans may be applied against any expenses recorded on the student account.  This may include class fees, participation fees, insurance, and any other institutional charges. (Terms and conditions on scholarship website)

In order for a student to receive a scholarship the student must be enrolled for 14 credits in the fall and winter semester and 9 credits in the spring semester in which the scholarship will be awarded.

For the most recent information about the availability of scholarships, application forms, and application deadlines, consult the Financial Aid website.

For information regarding International Work Opportunity Returnability Kuleana Program (IWORK), please see information in the IWORK Program section of this catalog.

Tuition Benefit

Regular full-time faculty, staff, and administrative personnel may register for up to a maximum of two classes per semester and one class per term provided one class has to be outside the employee's work schedule. Approval must be obtained from the employee's supervisors. Employees taking classes more than 1 hour in a semester/term must receive approval from their director in addition to their line vice president.

Employees hired after May 1, 2010 must have completed six months of full-time employment before becoming eligible for tuition benefits. After personnel have completed one year of full-time employment, their spouse and dependent children may be eligible for tuition benefits. Spouses are eligible for a full tuition benefit for an unlimited number of credit hours. Dependent children are eligible for a half-tuition benefit for undergraduate work only, regardless of marital status. Benefits for dependent children cease when they receive an undergraduate degree, accumulate 152 credit hours, or reach age 30, whichever occurs first. (Included credits taken from BYU-Provo, Idaho, and LDS Business College).

BYU–Hawaii Deferred Payment Plan

BYU–Hawaii Financial Services, (808) 675-3706

In harmony with the LDS Church philosophy of self-reliance, the BYU–Hawaii Deferred Payment Plan was established to help students who are anticipating future funding to be available within a few weeks, to extend their payment deadlines for the semester. A Deferred Payment Plan is not a long-term solution to address unmet financial need. Payment towards the Deferred Payment Plan begins the second week of school and monthly payments are due for approximately two more months for a Fall or Winter semester and one more month for a Spring semester.

Eligible students may defer payment of tuition, fees, and room & board charges provided they can prove they will have the resources to pay these charges by the due date.

Students who are delinquent in paying deferred charges by the due date will not be eligible for future deferred payment plans.

Applicants must:

  1. Be enrolled at BYU–Hawaii.
  2. Not have any past due balance from a prior enrollment period.
  3. Demonstrate the ability to pay the deferred amount when due.

BYU–Hawaii Book Loan

It is the responsibility of the student and student's family (and if applicable the student's sponsor) to budget appropriately and have funds available to purchase textbooks and supplies at the beginning of each enrollment period.

The university understands that on occasion, financial resources may be delayed and not available at the beginning of the semester/term. The purpose of the BYU–Hawaii Book Loan is to enable qualified students to obtain books and supplies when classes begin and pay for them within 55 days (15 days for a term) when other resources become available.

As of January 1, 2018, all full-time students are pre-approved for a $450 Book Loan each semester. Once the Book Loan is no longer active, the actual loan amount charged to a student's account will be the actual amount of credit used by the student to purchase books and supplies.

Financial Aid Counseling

Students may meet personally with Financial Aid staff to discuss financial aid options, how to apply for scholarships, budgeting, debt management, and other finance-related topics. To set an appointment, students may use an appointment book available at the Financial Aid service counter in the Lorenzo Snow Administration Building, or call 808-675-3316.

Other Financial Assistance

State higher education offices, high school, and college financial aid offices in each state or country often have information regarding special financial assistance programs available to residents of their respective state or country. There are also many free scholarship search engines available on the internet. Many external scholarships and scholarship search engines are listed on the BYU–Hawaii Financial Aid website at

IWORK Scholarship

The Scholarship and Awards Board is a body of full-time BYU–Hawaii staff, faculty, and PCC representatives, coming from different parts of campus to hear appeals on issues concerning the IWORK program and other scholarship issues. The board meets twice a month on Friday. Appeal applications can be picked up at and returned to the Financial Aid Office located on the first floor of the Lorenzo Snow Building (Administration). Appeals should be turned in by Wednesday in order to be reviewed in Friday's meeting.

Student Employment

Student Employment, (808) 675-3713

The Student Employment office assists full-time students in finding on-campus student employment. All students are limited to 19 hours per week when school is in session.

Federal law requires all employees to be certified for eligibility to work in the United States.

Students apply for on-campus positions through the WorkDay online job board available at: